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PROFESSIONAL AFFILIATIONS
The professionals at TABR Capital Management are members of a number of highly regarded associations in the field of financial services. In addition, they hold credentials that are bestowed on only those candidates who have demonstrated extensive knowledge and experience in their fields.
CERTIFIED FINANCIAL PLANNERTM Professional
 Most people think that all financial planners are "certified," but this isn't true. Anyone can call himself or herself a "financial planner." Only those who have fulfilled the certification and renewal requirements of the CFP Board of Standards can display the CERTIFIED FINANCIAL PLANNER™ mark of distinction. When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. The CFP® mark of distinction provides that sense of security by allowing only those who meet the following requirements the right to identify themselves as CFP® professionals.
CFP® practitioners agree to abide the CFP Board's Code of Ethics and Professional Responsibility which requires them to act fairly and diligently when providing you with financial planning advice and services, putting your interests first. The Code of Ethics states that CFP® practitioners are to act with integrity, offering you professional services that are objective and based on your needs. They are required to provide you with information about their sources of compensation and any conflicts of interest, in writing.
Chartered Market Technician
Market Technicians Association, Inc.
Chartered Market Technician (CMT) is an unusually distinguished certification for an investment advisor. The CMT Program is a certification process in which candidates are required to demonstrate proficiency in a broad range of technical analysis subjects.
Administered by the Accreditation Committee of the Market Technicians Association (MTA), Inc., the Program consists of three levels. Level 1 is a multiple choice exam focused on definitions; Level 2 is a multiple choice exam focused on application; Level 3 is the essay portion of the exam focused on integration.
National Association of Personal Financial Advisors (NAPFA)
The mission of the National Association of Personal Financial Advisors is:
To promote the public interest by advancing the profession of financial planning based upon all our core values, thereby improving the quality of clients' lives.
Before gaining acceptance as a NAPFA-Registered Financial Advisor an individual must meet very strict membership standards focusing on education and training as well as services offered and compensation earned. The advisor must:
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Have advanced education in the field
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Have at least three years of comprehensive financial planning experience
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Have a bachelor's degree, or its equivalent
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Submit to an independent review to show compliance with existing investment advisor regulations and Fee-Only compensation requirements
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Submit a financial plan for peer review
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Agree to complete 60 hours of continuing education every two years
NAPFA Fiduciary Oath:
The advisor shall exercise his/her best efforts to act in good faith and in the best interests of the client. The advisor shall provide written disclosure to the client prior to the engagement of the advisor, and thereafter throughout the term of the engagement, of any conflicts of interest, which will or reasonably may compromise the impartiality or independence of the advisor.
The advisor, or any party in which the advisor has a financial interest, does not receive any compensation or other remuneration that is contingent on any client's purchase or sale of a financial product. The advisor does not receive a fee or other compensation from another party based on the referral of a client or the client's business.
For more information, go to www.NAPFA.org
Paladin Registry
The Paladin Registry is a Web-based service that helps investors find, evaluate and select financial advisors. Admittance to the Registry is limited to the top 10% of U.S. financial advisors based on their competency, integrity and various risk factors. Five-Star Advisors are the best of the best. Bob Kargenian's profile can be found here, and Steve Medland's profile can be found here.
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