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OUR INVESTMENT PHILOSOPHY
 Our approach to the markets can be summed up in three words: Disciplined Risk Management. In fact, TABR is an acronym for "Technical Analysis Based Risk-Management." We believe that avoiding significant losses is as important to investment success and financial security as is generating big returns.
Though risk in the financial markets cannot be avoided, it can be managed wisely. One of our primary goals is to help you manage your downside risk. We know that the pain from a loss is sometimes greater than the pleasure provided by a commensurate gain. Whether you are 35 or 65 years old, emotions can be the investor's worst enemy, for individuals and professionals alike. This is where our disciplined, unemotional and systematic approach serves you so well. We use quantitative and technical models that have been tested over many years to guide our asset commitment decisions.
The TABR approach is rooted in the fact that no one can consistently predict future market returns, nor is it necessary to do so to achieve financial security. Asset returns in all markets are cyclical, and are determined by a variety of factors. The "buy and hold" approach advocated by a majority of investment advisors only works in the rear view mirror. Our view is that buying and holding does not work for real people with real money and real emotions.
In all our years of working with clients, not one has ever said that he or she can comfortably withstand a 45 percent drop in the stock market, something that has occurred twice since 1974. Our research demonstrates that some environments are particularly hostile to stocks and other asset classes, while others have been historically friendly.
The reality is that TABR Capital cannot avoid risk and we certainly cannot guarantee performance, but we utilize our models in an attempt to minimize the downside during particularly unfriendly market environments.
 We have learned from the history of market cycles and investor behavior that you must stick to your investment philosophy, even when doubts arise. What accounts for most investors’ mistakes? Pure and simple, it is relying on emotions and not data. Data and the discipline to stay the course are absolute requirements for achieving success in the stock market.
The power of bonds to smooth stock market risk over time is often lost on investors. Stocks' inherent volatility doesn't really bother most investors – as long as prices go up. But sharp market downturns are a painful reminder that stocks often follow a rocky trail.
This is why we feel that risk management is so critical in one's investment plan – it allows investors to stick with the plan, even when their emotions would lead them to do otherwise.
Our mission is to help you successfully reach your financial and life goals. At TABR, we invest and manage your money as we do our own. So when we say that your success is our success, we truly mean it in the most fundamental way.
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